Shocking amount you need to earn to be considered middle class in each state

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Shocking amount you need to earn to be considered middle class in each state

In the US, your income is a factor that determines your social class

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Would you consider yourself to be middle class?

It's quite a loaded question, and ideas of what 'middle class' is can vary by country.

For example, the UK has taken on an idea of class which is as much about culture and social status as it is about how much you earn.

A plumber or electrician might earn a lot more money than their neighbour who is a university lecturer, but the latter would be considered 'middle class' while the former might still consider themselves 'working class'.

In the US, however, this distinction is based far more on what you earn and the lifestyle that you can afford as a result.

And spoiler alert - the thresholds for this are now high.

$100k just ain't what it used to be (Jackal Pan/Getty)
$100k just ain't what it used to be (Jackal Pan/Getty)

If you want to be considered middle class, then it can vary a lot depending on where in the US you actually live, according to the most recent data available from the U.S. Census Bureau in 2023, which was analyzed by SmartAsset.

So, someone living in Massachusetts would need an annual income ranging between $66,565 - $199,716 to be considered middle class.

While a range of $36,132 to $108,406 defines Mississippi’s middle class at the state level.

Astonishingly, a report from Forbes in 2023, the year of this data, claimed that 'over half' of people in the US earning over $100k a year were still living 'paycheck to paycheck' - a far cry from a middle class lifestyle, which often comes with a certain level of security.

This was also played out in a 2024 survey by the National True Cost of Living Coalition, which claimed that two-thirds of Americans defined as middle class claimed that they were struggling with their finances.

Rising costs may have changed the definition of 'middle class' (Malte Mueller/Getty)
Rising costs may have changed the definition of 'middle class' (Malte Mueller/Getty)

It does seem rather a contradiction in terms given that middle class implies financial securities such as saving, investing, and being able to make big purchases like cars, appliances, or furniture without relying on financing.

If that's the case, then it challenges the idea of what 'middle class' even means.

Here is the full list of the middle class income levels in every state, in alphabetical order:

Alabama

  • Low end: $41,471
  • High end: $124,424
  • Median household income: $62,212

Alaska

  • Low end: $57,748
  • High end: $173,262
  • Median household income: $86,631

Arizona

  • Low end: $51,538
  • High end: $154,630
  • Median household income: $77,315

Arkansas

  • Low end: $39,129
  • High end: $117,400
  • Median household income: $58,700

California

  • Low end: $63,674
  • High end: $191,042
  • Median household income: $95,521

Colorado

  • Low end: $61,934
  • High end: $185,822
  • Median household income: $92,911

Connecticut

  • Low end: $61,104
  • High end: $183,330
  • Median household income: $91,665

Delaware

  • Low end: $54,235
  • High end: $162,722
  • Median household income: $81,361

Florida

  • Low end: $48,869
  • High end: $146,622
  • Median household income: $73,311

Georgia

  • Low end: $49,750
  • High end: $149,264
  • Median household income: $74,632

Hawaii

  • Low end: $63,542
  • High end: $190,644
  • Median household income: $95,322

Idaho

  • Low end: $49,956
  • High end: $149,884
  • Median household income: $74,942

Illinois

  • Low end: $53,532
  • High end: $160,612
  • Median household income: $80,306

Indiana

  • Low end: $46,313
  • High end: $138,954
  • Median household income: $69,477

Iowa

  • Low end: $47,617
  • High end: $142,866
  • Median household income: $71,433

Kansas

  • Low end: $46,884
  • High end: $140,666
  • Median household income: $70,333

Kentucky

  • Low end: $40,741
  • High end: $122,236
  • Median household income: $61,118

Louisiana

  • Low end: $38,815
  • High end: $116,458
  • Median household income: $58,229

Maine

  • Low end: $49,150
  • High end: $147,466
  • Median household income: $73,733

Maryland

  • Low end: $65,779
  • High end: $197,356
  • Median household income: $98,678

Massachusetts

  • Low end: $66,565
  • High end: $199,716
  • Median household income: $99,858

Michigan

  • Low end: $46,117
  • High end: $138,366
  • Median household income: $69,183

Minnesota

  • Low end: $56,718
  • High end: $170,172
  • Median household income: $85,086

Mississippi

  • Low end: $36,132
  • High end: $108,406
  • Median household income: $54,203

Missouri

  • Low end: $45,692
  • High end: $137,090
  • Median household income: $68,545

Montana

  • Low end: $47,198
  • High end: $141,608
  • Median household income: $70,804

Nebraska

  • Low end: $49,722
  • High end: $149,180
  • Median household income: $74,590

Nevada

  • Low end: $50,904
  • High end: $152,728
  • Median household income: $76,364

New Hampshire

  • Low end: $64,552
  • High end: $193,676
  • Median household income: $96,838

New Jersey

  • Low end: $66,514
  • High end: $199,562
  • Median household income: $99,781

New Mexico

  • Low end: $41,508
  • High end: $124,536
  • Median household income: $62,268

New York

  • Low end: $54,725
  • High end: $164,190
  • Median household income: $82,095

North Carolina

  • Low end: $47,198
  • High end: $141,608
  • Median household income: $70,804

North Dakota

  • Low end: $51,012
  • High end: $153,050
  • Median household income: $76,525

Ohio

  • Low end: $45,175
  • High end: $135,538
  • Median household income: $67,769

Oklahoma

  • Low end: $41,421
  • High end: $124,276
  • Median household income: $62,138

Oregon

  • Low end: $53,435
  • High end: $160,320
  • Median household income: $80,160

Pennsylvania

  • Low end: $49,211
  • High end: $147,648
  • Median household income: $73,824

Rhode Island

  • Low end: $56,642
  • High end: $169,944
  • Median household income: $84,972

South Carolina

  • Low end: $45,198
  • High end: $135,608
  • Median household income: $67,804

South Dakota

  • Low end: $47,869
  • High end: $143,620
  • Median household income: $71,810

Tennessee

  • Low end: $45,083
  • High end: $135,262
  • Median household income: $67,631

Texas

  • Low end: $50,515
  • High end: $151,560
  • Median household income: $75,780

Utah

  • Low end: $62,274
  • High end: $186,842
  • Median household income: $93,421

Vermont

  • Low end: $54,135
  • High end: $162,422
  • Median household income: $81,211

Virginia

  • Low end: $59,948
  • High end: $179,862
  • Median household income: $89,931

Washington

  • Low end: $63,064
  • High end: $189,210
  • Median household income: $94,605

West Virginia

  • Low end: $37,295
  • High end: $111,896
  • Median household income: $55,948

Wisconsin

  • Low end: $49,749
  • High end: $149,262
  • Median household income: $74,631

Wyoming

  • Low end: $48,272
  • High end: $144,830
  • Median household income: $72,415
Featured Image Credit: Getty Images/© Marco Bottigelli

Topics: Money, UK News, US News